var loader:URLLoader = new URLLoader();
var requestURL:URLRequest = new URLRequest(xmlfilename.xml);
 
//create progress and complete event listeners for the loader, and load the urlrequest
loader.addEventListener(ProgressEvent.PROGRESS, getBytesLoop);
loader.addEventListener(Event.COMPLETE, loadXML);

//function loadxml loads the xml and handles assigning to places
function loadXML(e:Event):void {
 
	var dataString:String = e.target.data;
	var finalString:String = "";
	var endofString:uint;
 
        //find out where the end of the xml file is, however your set it up it should be the last closing tag, this one is </settings>
	endofString = dataString.indexOf("</settings>", 0);
 
	//cut out the good part of the xml using substring, then use 0 as your starting point to where you got your endOfString
        //make sure to add whatever amount you need to be at the end of the your last closing tag, </settings> has 11 characters in it so +11
	finalString = dataString.substring(0, endofString+11);
 
	//then assign the finalstring to your XML variable
	try {
		var theXML:XML = new XML(finalString);
	} catch (e:TypeError) {
		//loader.load(requestURL);
		trace("A TypeError has occurred : \r\t" + e);
	}
 
//then go on with setting up your XMLLists so you can access the data how you want
}